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Rosendale-Backed Short-Term Insurance Plans Don’t Require Coverage for Pre-existing Conditions

Submitted by vsample on Thu, 2018-08-02 08:40

The job of Montana’s insurance commissioner is to advocate for and protect Montana consumers. But instead, East Coast developer and State Frauditor Matt Rosendale is advocating for harmful short-term insurance policies – shoddy plans that would spike premiums in Montana by nearly 20 percent, while not requiring coverage for pre-existing conditions like high blood pressure or pregnancy.

The White House just issued a rule expanding these shoddy plans to get around consumer protections under the current health care system. After the White House’s initial proposal to expand shoddy plans, there was a swell of major opposition from hospitals, doctors, the health insurance industry, and patient advocates who warned that such skimpy plans would leave consumers out to dry when they actually need care and cause an increase in prices for consumers who stay in the current health care system.

These plans do not have to cover pre-existing conditions or key services like maternity care, prescription drugs, mental health, or substance abuse treatment and prevention.

In Billings, not a single short-term plan covers mental health, substance abuse, prescription drugs, or maternity care.

And expanding these plans as Rosendale supports doing, combined with provisions in the tax law Rosendale also supports, are projected to increase premiums for Montanans by more than $1,300 in 2019 alone – meaning Montanans could pay $8,076 on average in premiums next year thanks to policies supported by Rosendale.

Insurers are even pushing back against expanding short-term plans.

 

This article was originally posted on the Montana Democrats website. To read the full article click on Rosendale Backed Insurance